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[LEGAL RIGHTS]
First let me acknowledge that CareForward is not a legal firm
and I am not a lawyer.
With that in mind, I think that it is important for those
involved in an auto accident in Michigan, to know that they may have
the following benefits:
"Allowable Expenses"
Reasonable charges for reasonably necessary products, services
and accommodations for an injured person's care, recovery or
rehabilitation [Section 3107(1)(a)].
These allowable expenses can include:
A) Medical expenses
- Emergency room care
- Hospitalizations
- Transportation
- Xrays needed to diagnose condition
- Physician visits/treatment
- Medications
- Physical therapy
- Occupational therapy
- Speech therapy
- Vocational training/rehabilitation
- In home nursing or attendant care
- Home remodeling
- Equipment - from walkers to vehicle
- Case management
A case manager can assist you in the decision making process
of which treatment, physician or equipment may be reasonable and
necessary in your situation. The case manager would discuss your
needs with the insurance adjuster.
B) Work loss benefits
C) Replacement services expense
D) Room and board
E) Guardian expenses
F) Survivor loss benefits including funeral expenses
A lawyer can inform you of your rights specific to your
case. The insurance adjuster releases the funds to pay for your
care. A NOTE ABOUT LAWYERS: The lawyer you choose can make a big difference. Not everyone
needs a lawyer if they have an auto accident. If your insurance
company is paying for all the benefits you qualify for and you have
a good working relationship with them, you probably do not need to
hire a lawyer.
However if you are struggling with your insurance company to
get your needs met, it may be a good idea to consult with a lawyer.
This consultation should be free. I have worked in this field long enough to realize that good,
competent, caring lawyers are not necessarily easy to find. If you
or your family needs guidance in finding an attorney that is known
to be good at auto injuries, please contact us. Beware of hiring
lawyers that do not specialize in this complicated field of law. You
have too much at stake. |
